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The following Savings Options, along with current Annual Percentage Yields (APY) available as indicated.
SHARE ACCOUNTS
APY Effective July 1, 2008 - September 30, 2008
| REGULAR SHARE ACCOUNTS |
.50% on balances $300 and more |
| YOUNG SAVERS ACCOUNTS |
.50% on balances $5 and more |
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TIERED CHECKING
CHECKING (SHARE DRAFT) ACCOUNTS |
.10% on balances $1,000 - $9,999
.20% on balances $10,000 or more |
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Quarterly Dividends on these accounts, which are calculated on daily balances, will be paid as of September 30, 2008. |
SPECIAL DEPOSIT ACCOUNTS
APY Effective July 1, 2008 - September 30, 2008
| SPECIAL DEPOSIT ACCOUNTS |
1.20% on balances $10,000 and more |
| SPECIAL DEPOSIT ACCOUNTS |
1.00% on balances $1,000 - $9,999 |
| SPECIAL DEPOSIT ACCOUNTS |
.60% on balances $1,000 or less | Monthly Interest on these accounts, which is calculated on daily balances, will be paid as of September 30, 2008.
IRA ACCOUNTS
APY Effective July 1, 2008 - September 30, 2008
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TRADITIONAL IRA ACCOUNTS
ROTH IRA ACCOUNTS
ROTH CONVERSION IRA ACCOUNTS
COVERDELL EDUCATION ACCOUNTS |
| Balances $999 or less |
1.00% |
| Balances $1000 - $9,999 |
2.00% |
| Balances $10,000 or more |
3.00% | Monthly Interest on these accounts, which is calculated on daily balances, will be paid as of September 30, 2008.
CERTIFICATES OF DEPOSIT
APY Effective July 1, 2008 - September 30, 2008
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CERTIFICATE TERM |
FIXED RATE |
FLEX RATE* |
| SILVER 30 DAY $1,000 min. |
1.400% |
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| SILVER 3 MONTH $1,000 min. |
1.700% |
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| SILVER 6 MONTH $1,000 min. |
2.000% |
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| SILVER 12 MONTH $1,000 min. |
2.400% |
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| SILVER 24 MONTH $1,000 min. |
2.750% |
2.650% |
| SILVER 36 MONTH $1,000 min. |
2.900% |
2.800% |
| GOLD 30 DAY $10,000 min. |
1.500% |
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| GOLD 3 MONTH $10,000 min. |
1.800% |
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| GOLD 6 MONTH $10,000 min. |
2.100% |
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| GOLD 12 MONTH $10,000 min. |
2.500% |
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| GOLD 24 MONTH $10,000 min. |
2.850% |
2.750% |
| GOLD 36 MONTH $10,000 min. |
3.000% |
2.900% |
| PLATINUM 24 MONTH $100,000 min. |
2.950% |
2.850% |
| PLATINUM 36 MONTH $100,000 min. |
3.100% |
3.000% |
*A Flex Rate CD is available in either a 24 or 36 month term. During the term, the APY
can be changed one time to the current APY available for that term. The new APY will
be in effect for the balance of the original term.
You may also call MemberFocus Community Credit Union for current rate information at 313-581-2002 or 800-581-2003
APY= Annual Percentage Yield
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