Homeownership should be rewarding. That's why we're offering the "Cash Back Home Equity Loan."

For a limited time, when you close on a new home equity term loan with MemberFocus, we'll refund your appraisal fee and give you 1% cash back on the balance of your loan - up to $600! You won't find a deal like this anywhere else.

Apply Online

Cash Back Example

Maximum Cash Back Example*:

  • Loan Amount: $60,000
  • Cash Back = $600 ($60,000 x 1%)

Example two:

  • Loan Amount: $27,643
  • Cash Back = $276.43 ($27,643 x 1%)

*Cash back cannot exceed $600 per property.

Benefits of this loan

  • Cash back up to $600
  • Refunded appraisal fee
  • No closing costs
  • Low fixed rate
  • Pick your own term
  • Affordable monthly payments

Rates and Fees

Our "Cash Back Home Equity Loan" features the same low rates as our standard Home Equity term loan.


  • 5 year term: 6.14% APR*
  • 7 year term: 6.39% APR*
  • 10 year term: 6.64% APR*
  • 15 year term: 6.89% APR*

This is a non-variable rate loan. That means your rate is locked-in for years to come; no matter how many Federal rate hikes occur.


  • Appraisal fee: $350. Refunded at loan closing!

*APR = Annual Percentage Rate. All loans are subject to credit approval and lending guidelines. Cash back offer is limited to home equity term loans approved and closed during the promotional period. Cash back amount will be equal to 1% of the original loan amount disbursed at loan closing. Cash back cannot exceed $600 per property. Existing home equity loans are not eligible for cash back offer. Home equity line of credit loans are not eligible for cash back offer.

How to Apply

  • Apply Online
  • Apply over the phone: 313-581-2002
  • Apply in person at: 
  • 6246 Chase Road - East Dearborn, MI 48126
  • 1050 N. Telegraph Rd. | West Dearborn, MI 48128