MemberFocus is proud to offer an excellent GAP (Guaranteed Asset Protection) insurance product at an incredibly low price. When you finance your auto loan with MemberFocus you will be given the option of purchasing a GAP insurance policy.
Gap insurance is also valuable on older vehicles. The less a vehicle is worth, the more likely your insurance company is to deem it "totaled" after a crash. A vehicle is considered "a total loss" when the cost of repair is considered too great in comparison to value of the vehicle.
For example, a $5,000 repair would NOT deem a $20,000 vehicle a total loss. However, the same $5,000 repair deem a $7,000 vehicle a total loss.