In ArabicAbout Us

Now in our 80th year, MemberFocus Community Credit Union has a long history of serving members of Dearborn and the surrounding communities. Founded in 1935 as Fordson Teacher's Credit Union, we began serving teachers at Fordson High School. In 1948, increased demand led us to expand our services to others. We began serving employees and relatives of the entire Dearborn School System, including Henry Ford Community College.  At this time, we changed our name to Dearborn Schools Credit Union. As the quality of service continued to increase, others in our community became interested in joining the credit union. In 2005, we amended our charter to become a community credit union, thus making our services available to all those who reside, attend school, worship or work in western Wayne County, MI. In 2007, we changed our name to MemberFocus Community Credit Union. Today we are still going strong, with a full line of financial products and services, bilingual speaking employees, and a commitment to stay connected to our local communities.

Click here to discover the Top Five Reasons to Join MemberFocus!

Here are events and organizations we're proud to sponsor for our local schools and community!


Dearborn Animal Shelter • Dearborn Exchange Club • Dearborn Relay for Life • 25+ Club • Henry Ford Community College Mike Adray Memorial Golf Tournament • Dearborn Safety Town • School Life in Dearborn Public Schools • Dearborn Heights & Dearborn Outer Drive Kiwanis • DHS Pioneer Football Camp • Dearborn Family Fun Day • Dearborn Firefighter's Burn Drive • Dearborn Goodfellows • Dearborn Symphony Orchestra • Megan's Dreams • Dearborn Special All Stars Day at Dearborn Homecoming

We're also a proud member of the Dearborn Area Chamber of Commerce!

For detailed qualifications, please scroll to the bottom of this page.

Free Services* Include:

Checking Accounts

Overdraft Protection

Savings Accounts

Share Certificates


VISA Credit Card

ATM Card

MasterCard Debit Card

Cashiers Checks

Direct Deposit

Notary Service

On-line Banking

On-line Bill Payment

eAlerts received via Text Message or Email

Account Access by Phone

Nationwide ATM Network (Including most 7-11 Locations)

19 Service Centers in Michigan

On-line Enrollment

Mobile Banking

Other Services:

Money Orders

New Automobile Loans

Used Automobile Loans

Motorcyle, ATV and RV Loans

1st Time Car Buyer Loans

Signature Loans

Loan & Credit Management

Home Mortgages

Home Equity Loans

Home Equity Line of Credit

Discounted Group Insurance Program

Wire Transfers

Traveler's Cheques & Gift Cheques


*Some Restrictions Apply

You too can be a member/owner of our Credit Union financial family by applying online or in person at one of our convenient locations: Chase Road in east Dearborn or Telegraph Road in West Dearborn.

We serve the following membership groups and organizations:

Persons who, live, work, worship or attend school in most of Wayne County, MI. It is an area bounded on the North, West, and South by the political boundary of Wayne County and on the East by Wyoming Avenue, south from Eight Mile Road to the Rouge River, including the City of Dearborn, Michigan.
Members of record as of the date of approval of the field of membership amendment to become a community credit union.
Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.
Employees of this credit union.
Members of the immediate families of the foregoing.
Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
A spouse of a deceased member if elected to membership prior to remarriage.

To open an account, please bring your valid United States Government issued picture ID (State Drivers License/State ID) AND your Social Security CARD. To open an account for a minor, you'll need the above mentioned documents as well as the minor's Certified Birth Certificate and Social Security CARD. It's just $5 to join the Credit Union!