Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.


If you’re not already a member of our credit union here are five reasons why joining MemberFocus will be the best $5 you ever invest:

1. We’re a non-profit

MemberFocus is a non-profit financial institution. Simply put, we’re not trying to make money off of you. This allows us to offer better rates and fewer fees than for-profit banks.

2. You own the place

MemberFocus is also a cooperative. This means that all of our members are equal owners of the credit union with full voting rights on important credit union matters.

3. We make it simple

Being a member of our credit union is simple. It only takes $5 to join and there are no minimum balances or monthly fees to worry about. We offer all the conveniences of online and mobile banking to keep you connected to your money 24/7.

4. We’ve got a wide reach

We may be a small credit union but our members enjoy access to over 5,000 credit union locations nationwide. Not to mention nearly 30,000 surcharge-free ATMs. That’s more than some of the biggest banks can offer.

5. We’re community minded

We give back to the communities we serve. Every year we sponsor as many community events and organizations as possible. We do our best to be a good neighbor and an active part of the community.


Safe & Secure

At MemberFocus your money is federally insured by the National Credit Union Administration (NCUA) up to $250,000. The NCUA is an independent agency of the United States Government. No member of a federally insured credit union has ever taken a loss on their funds.


MemberFocus has repeatedly been awarded Bauer Financial Group’s prestigious 5-Star rating for financial safety and soundness.

Our History

  • 1935 - Founded as Fordson Teachers’ Credit Union
  • 1948 - Expanded our services to entire Dearborn School District. Changed our name to Dearborn Schools Credit Union
  • 2005 - Amended our charter to become a community credit union. Changed our name to MemberFocus Community Credit Union.
  • 2015 - Celebrated our 80th anniversary

Who Can Join?

Anyone who lives, works, worships or attends school within our charter area is eligible for membership. Our charter covers an area bounded on the north, west, and south by the political boundary of Wayne County and on the east by Wyoming Avenue, south from Eight Mile road to the Rouge River, including the city of Dearborn, Michigan.

Learn More

Official Family

All eligible members of our credit union are given the right to vote in our annual election to select the members of our board of directors and supervisory committee.

To see our current official family please click here.

Open an Account

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Apply for a Loan

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