At MemberFocus Community Credit Union, we strive to offer the best rates possible on all of our saving and lending products. If you have any questions about our rates or need help deciding which product is right for you, please call us at (313) 581-2002.

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Interest Rate
Auto Loans as low as 2.24%
First Time Car Buyer Loans as low as 4.90%
RV, ATV, & Motorcycle Loans as low as 2.24%
Signature Loans as low as 6.99%
Quick Cash Line of Credit as low as 9.25%
VISA Credit Card as low as 8.99%
Debt Consolidation Loans as low as 10.00%
Credit Builder Loans as low as 5.90%
Share Secured Loans as low as 1.49%


Rates stated are annual percentage rates. Rates are effective July 1, 2017 to July 31, 2017. Vehicle rates shown are discounted 0.25% for automatic payments. Rates are determined by creditworthiness and subject to change without notice. Ask for complete details.

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Min. Balance APY*
Checking Account none 0.00%
Savings/Share Account $0 - $299.99 0.00%
Savings/Share Account $300+ 0.05%
Special Deposit Account <$1,000 0.05%
Special Deposit Account $1,000 - $9,999 0.10%
Special Deposit Account $10,000+ 0.15%
Certificate of Deposit - 6 months $1,000 0.25 - 0.30%
Certificate of Deposit - 12 months $1,000 0.40 - 0.50%
Certificate of Deposit - 24 months $1,000 0.55 - 0.85%
Certificate of Deposit - 36 months $1,000 0.75 - 1.10%
IRA <$1,000 0.25%
IRA $1,000 - $9,999 0.75%
IRA $10,000+ 1.00%

*APY = Annual Percentage Yield. Rates are effective from July 1, 2017 to July 31, 2017. Rates are subject to change without notice. Ask for complete details.

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Interest Rate
Mortgage Loans See Today's Rates
Home Equity Term Loan as low as 6.14%
Home Equity Line of Credit as low as 4.25%
Remodel and Restructure Loan as low as 6.25%

Rates stated are annual percentage rates. Rates are effective July 1, 2017 to July 31, 2017. Rates are determined by creditworthiness and subject to change without notice. Ask for complete details.


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