Our partner, Mortgage Center (NMLS#282701) can help you save time and money with your home loan. Whether you’re looking to purchase, refinance, or start construction, help is only a phone call or click away!

Refinance Your Home

Use the equity you've created in your home to refinance and save money on your mortgage. Refinance to a lower interest rate, shorten your loan term, lower your monthly payment, or even take cash out for home improvements or to make a large purchase. 

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Purchase a Home

Are you looking to purchase a new home? Mortgage Center offers a variety of loans to match your unique needs, including exclusive options other lenders cannot. Get started with your free pre-approval today.

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Build Your Dream Home

Break ground on your dream home with a One-Time Close Construction loan from Mortgage Center. Pay no interest during construction and your loan will convert to a conventional loan upon completion of your home.

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Start your application online, or call (800) 353-4449 to speak with a mortgage expert.

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The equity you’ve established in your home is a great asset. MemberFocus can help you borrow against that equity to finance home improvements, education expenses or to consolidate debts. A home equity term loan is a one-time borrow against your equity, paid back in monthly installments over a set term ranging from 5 to 15 years. Home Equity term loans carry a non-variable interest rate.

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A home equity line of credit (HELOC) is the ideal solution for those who need ongoing access to their funds. Borrow against your home’s equity at any time, in any amount that you need. Your monthly payments will only be 1% of the balance due or $50, whichever is greater. You only pay interest on your outstanding balance. You can borrow up to 80% of your home’s appraised value; maximum loan amount is $200,000. Our HELOC product features a variable interest rate.

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HELOC Brochure

Our Remodel and Restructure (R&R) loan is the right choice for people who do not have equity in their home to borrow against. An R&R loan can provide the funds you need to make home improvements, add an addition, build a garage or complete other major projects. MemberFocus requires that all work be preformed by a licensed contractor in the state of Michigan. R&R loans are unsecured and feature a variable interest rate. Borrow up to $30,000 over a term up to 10 years.

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